All real estate tools

A calculator for every property decision.

Free calculators and tools for buyers, sellers, tenants and investors in Germany. Instant results, no sign-up, no ads.

Property Valuation Calculator (Germany)

Value your property in Germany for free: estimate market value using the German cost approach (Sachwertverfahren) with official land values (Bodenrichtwert), NHK tables and a transparent calculation.

Calculate now

All extra costs

Closing Costs Calculator (Germany)

Property transfer tax (Grunderwerbsteuer), notary, land registry and agent commission. Calculated instantly by federal state.

Calculate With amortization schedule

Mortgage Calculator (Germany)

Calculate your monthly mortgage payment, remaining debt and the interest vs. principal split across the full loan term.

Calculate For investors

Rental Yield Calculator (Germany)

Calculate gross and net rental yield plus the price-to-rent multiple, including a traffic-light rating.

Calculate Most searched

Home Affordability Calculator (Germany)

Enter your income, equity and target monthly payment. See your maximum purchase price instantly.

Calculate With state map

Property Transfer Tax Calculator (Germany)

Interactive map of Germany with tax rates per federal state. Enter the purchase price and see the transfer tax (Grunderwerbsteuer) instantly.

Calculate Legally compliant

Living Area Calculator (Germany, WoFlV)

Calculate living area under the German Living Area Ordinance (WoFlV), including sloped ceilings, balconies and terraces.

Calculate GEG 2026

Energy Efficiency Quick Check (Germany)

Quickly estimate your property's energy class, with a check of GEG obligations, renovation recommendations and a CO₂ forecast. No energy certificate needed.

Calculate With break-even analysis

Rent vs. Buy Calculator (Germany)

Rent or buy? Compare both scenarios over up to 40 years, with break-even analysis, ETF returns and closing costs.

Calculate Per GNotKG

Notary Fees Calculator (Germany)

Calculate notary and land registry costs with an exact breakdown under the German fee schedule (GNotKG), including mortgage registration and VAT.

Calculate For landlords & tenants

Rent Increase Calculator (Germany)

Calculate the maximum legal rent increase: check the capping limit (Kappungsgrenze, 15% or 20%) and the local reference rent. For landlords and tenants.

Calculate For investors

Rental Cash Flow Calculator (Germany)

Calculate monthly cash flow, cash-on-cash return and return on equity, including the tax effect (depreciation/AfA, loss offset) and a multi-year projection.

Calculate Per GNotKG

Priority Notice Calculator (Germany)

Calculate the cost of the priority notice (Auflassungsvormerkung) exactly under the GNotKG: land registry fee, optional pro-rata notary costs and deletion.

Calculate By federal state

Agent Commission Calculator (Germany)

Calculate the real estate agent commission by federal state: buyer and seller shares plus total commission incl. VAT, with the 'who orders pays' principle.

Calculate With cost benchmark

Utility Costs Calculator for Tenants (Germany)

Estimate monthly operating costs (Nebenkosten) by living area: a breakdown by cost type and a check on whether your utility costs are too high.

Calculate Per § 23 EStG

Capital Gains Tax Calculator (Germany)

Calculate the speculation/capital gains tax (Spekulationssteuer) on a property sale: 10-year holding period, owner-occupation, capital gain and tax due under § 23 EStG.

Calculate Federal + state models

Property Tax Calculator (Germany)

Calculate Germany's reformed 2025/2026 property tax under the federal model and all five state models. Pick your state, enter the multiplier and see the annual and monthly tax with a full breakdown.

Calculate KfW & BAFA 2026

KfW Subsidy Finder (Germany)

Which KfW and BAFA grants fit your project in 2026? The finder matches your plan to the right programmes, with an estimated amount and application links.

Calculate Cost per measure

Renovation Cost Calculator (Germany)

Estimate German renovation costs per measure: a cost range for roof, facade, windows, heating and bathroom, a total, the value per m² and an honest 2026 funding hint.

Calculate With scenario comparison

Mortgage Refinancing Calculator (Germany)

Calculate German follow-up financing: remaining balance at the end of the fixed period, new rate and interest cost, and compare prolongation, refinancing and a forward loan fairly at the same rate.

Calculate Asset-liability method

Prepayment Penalty Calculator (Germany)

Estimate the German prepayment penalty on early mortgage repayment: asset-liability method, reinvestment rate and special repayments, with a § 489 BGB check.

Calculate Mallorca

Mallorca Property Valuation Calculator (Spain)

What is your Mallorca property worth? A free estimate by municipality, size, fit-out and sea view, instant and with no sign-up.

Calculate Per ErbStG

Inheritance Tax Calculator (Germany)

Calculate German inheritance tax on a house or flat: allowance by relationship, tax class, family-home exemption and tax rate under the ErbStG.

Calculate Tax saving in €

Depreciation Calculator (Germany)

Calculate depreciation (AfA) and tax saving on a let German property: purchase-price split, straight-line, declining-balance and § 7b special depreciation, and the saving over the full period.

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In development

30+ tools by the end of 2026

We are working on more calculators for taxes, energy, renovation and more.