All Real Estate Tools

Buying & Financing

Free calculators and tools for buyers, sellers, tenants and investors in Germany. Instant results, no sign-up, no ads.

Closing Costs Calculator (Germany)

Property transfer tax (Grunderwerbsteuer), notary, land registry and agent commission. Calculated instantly by federal state.

Calculate With amortization schedule

Mortgage Calculator (Germany)

Calculate your monthly mortgage payment, remaining debt and the interest vs. principal split across the full loan term.

Calculate Most searched

Home Affordability Calculator (Germany)

Enter your income, equity and target monthly payment. See your maximum purchase price instantly.

Calculate With break-even analysis

Rent vs. Buy Calculator (Germany)

Rent or buy? Compare both scenarios over up to 40 years, with break-even analysis, ETF returns and closing costs.

Calculate Per GNotKG

Notary Fees Calculator (Germany)

Calculate notary and land registry costs with an exact breakdown under the German fee schedule (GNotKG), including mortgage registration and VAT.

Calculate By federal state

Agent Commission Calculator (Germany)

Calculate the real estate agent commission by federal state: buyer and seller shares plus total commission incl. VAT, with the 'who orders pays' principle.

Calculate With scenario comparison

Mortgage Refinancing Calculator (Germany)

Calculate German follow-up financing: remaining balance at the end of the fixed period, new rate and interest cost, and compare prolongation, refinancing and a forward loan fairly at the same rate.

Calculate Asset-liability method

Prepayment Penalty Calculator (Germany)

Estimate the German prepayment penalty on early mortgage repayment: asset-liability method, reinvestment rate and special repayments, with a § 489 BGB check.

Calculate